In an era of economic volatility, more company owners are looking to exit cleanly and tax‑efficiently through Members’ Voluntary Liquidations (MVLs). Knowing someone who is abreast of legal, regulatory, and any recent case law shifts is critical. Below is a roundup of the key developments that may affect how MVLs should be structured, advised upon, or executed. High Court Clarifies Insolvency Claim Amendment Rules — Impact on MVLs In mid‑2025, the High Court issued judgments

We often find that directors are not always familiar with what an Insolvency Practitioner can do. As Insolvency Practitioners (IP’s) we are licensed professionals who help individuals/directors navigate financial difficulty — or wind up a solvent company correctly. Our role includes: Advising directors on the most appropriate insolvency process Take control of a company during administration or restructuring Protect creditors’ interests and ensure the process is fair and com

Cash-flow distress is the most common and obvious warning sign faced by UK businesses. Crucially, a cash-flow issue does not automatically mean a company is failing — but failing to act is likely to be terminal for the company. Understanding Cash-Flow Distress Cash-flow problems typically arise when money leaves a business faster than it enters. This may occur even where the underlying business model remains viable. Rising operating costs, delayed customer payments, tax arrea

‘If giving a personal guarantee, the lender will require you to take legal advice as to what this means for you, in the event that your company defaults – Why do you not take advice as to how likely this is to happen?’ Access to finance can be critical when a business is under pressure. But when multiple loans are layered on top of each other a practice often referred to as loan stacking, as we have previously explained in our last insight document, the consequences can exten

For many businesses, access to finance can provide the breathing space needed to manage cashflow, invest in growth, or navigate short-term pressures. However, when one loan is quickly followed by another, often to repay existing borrowing or cover mounting liabilities, a business can find itself caught in a cycle known as loan stacking. Loan stacking can create serious financial pressure and, if left unaddressed, may threaten the long-term future of the business. What is Loan