<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[CCSL]]></title><description><![CDATA[Ccsl]]></description><link>https://www.cloughcs.co.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Thu, 04 Jun 2026 23:36:43 GMT</lastBuildDate><atom:link href="https://www.cloughcs.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[When Loan Stacking Leads to Personal Guarantees: The Hidden Shift from Business Risk to Personal Exposure]]></title><description><![CDATA[‘If giving a personal guarantee, the lender will require you to take legal advice as to what this means for you, in the event that your company defaults – Why do you not take advice as to how likely this is to happen?’ Access to finance can be critical when a business is under pressure. But when multiple loans are layered on top of each other a practice often referred to as loan stacking, as we have previously explained in our last insight document, the consequences can extend far beyond...]]></description><link>https://www.cloughcs.co.uk/post/loan-stacking-leads-to-personal-guarantees</link><guid isPermaLink="false">6a106c4f14fd2997797d4b35</guid><pubDate>Fri, 22 May 2026 14:50:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/771ab2_1827dc3624144270bade391ade0543e5~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Clair Awty</dc:creator></item><item><title><![CDATA[Loan Stacking Implications]]></title><description><![CDATA[The Implications of Loan Stacking on a Business – and How an Insolvency Practitioners’ Advice May Help For many businesses, access to finance can provide the breathing space needed to manage cashflow, invest in growth, or navigate short-term pressures. However, when one loan is quickly followed by another, often to repay existing borrowing or cover mounting liabilities, a business can find itself caught in a cycle known as loan stacking. Loan stacking can create serious financial pressure...]]></description><link>https://www.cloughcs.co.uk/post/loan-stacking-implications</link><guid isPermaLink="false">6a106b3e2b5c18841b964d03</guid><pubDate>Fri, 22 May 2026 14:45:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/771ab2_dcb697c8f2a24975ad0c56ee8df10c80~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Clair Awty</dc:creator></item></channel></rss>